Grow Credit9.3.0

With over 700,000 downloads, Grow Credit, featured on the 2022 Forbes Fintech 50 and recognized as one of America's most innovative companies, helps consumers build credit for free using their subscriptions, with no prior credit history required.

As featured in the App Store “Hot This Week” section.

Your credit score is different on Experian, Equifax, and TransUnion. Having a strong score on all three matters as mortgage lenders, car dealers, and credit card companies often review more than one to determine a consumer's creditworthiness. Grow helps you boost your credit score quickly on all three.
Grow your credit with your subscriptions in three easy steps:

- Apply for your Grow MasterCard.
- Link your bank account.
- Add your subscriptions: Netflix, Disney+, Hulu, Spotify, HBO Max, or over 100 others.

Your subscriptions will be billed to your Grow MasterCard, and we’ll automatically debit your bank account every month and report your progress to all three credit bureaus.

A better credit score means lower interest rates on future loans, which could save you tens or even hundreds of thousands of dollars.

Applying for Grow will not result in a hard credit pull and will not affect your credit score.

We recommend using Grow alongside Rocket Money and Credit Karma.

The press raves about Grow:

Techcrunch.com: Grow "is a pretty elegant way to solve a problem that’s a real barrier to entry for a large number of financial services. Credit scores can impact mortgages, the ability to receive small business loans, and a host of other services that are ways to boost economic opportunity."

Creditcards.com: Grow is "a very useful tool for climbing the ladder and eventually qualifying for a better card."

Nerdwallet.com: "The Grow Credit Mastercard is ideal for those with no credit or poor credit."

Grow offers 4 plans:
* Build Free
- Reports a $204 credit line to Equifax, Experian, and TransUnion
- $17 monthly spending limit
- Option to upgrade to a Grow membership after 6 months of consecutive on-time payments
- Cost: Free

* Build Secured
- Reports a $204 credit line to Equifax, Experian, and TransUnion
- $17 monthly spending limit
- Option to upgrade to a Grow membership after 6 months of consecutive on-time payments
- $17 security deposit required - refundable after 12 consecutive on-time payments
- Cost: $2.99 per month

* Grow
- Reports a $600 credit line to Equifax, Experian, and TransUnion
- $50 monthly spending limit
- Access to premium subscriptions, including your cell phone bill (AT&T, T-Mobile, Verizon, or Sprint)
- Cost: $4.99 per month

* Accelerate
- Reports an $1,800 credit line to Equifax, Experian, and TransUnion
- $150 monthly spending limit
- Access to premium subscriptions, including your cell phone bill (AT&T, T-Mobile, Verizon, or Sprint)
- Cost: $9.99 per month

Additional Features:
- Plan duration: 12 months - renewable.
- Free FICO Score
- Free credit education blogs and tutorials.

We look forward to assisting you in your credit-building journey!

Bank-Level Security:
. Your data is protected with 256-bit encryption bank-level security and is never stored on your devices.
This app is operated by Grow Credit, Inc. Questions or suggestions can be directed to behappy@growcredit.com.

Version History Improved app analytics to help us enhance experience. 9.3.0 Oct 7 Improved app analytics to help us enhance your experience. 9.1.0 Sep 28 Improved app analytics to help us enhance your experience. 9.0.9 Sep 16 Improved app analytics to help us enhance your experience. 9.0.8 Sep 14 Improved app analytics and attribution tracking to help us enhance your experience. 9.0.7 Aug 24 - Improved app analytics and attribution tracking to help us enhance your experience. 9.0.6 Aug 11 Minor updates 9.0.5 Jun 30 - Updated metadata. 9.0.4 Jun 1 minor improvements 9.0.3 12/01/2025 Minor improvements 9.0.2 10/17/2025 minor improvements 9.0.1 10/02/2025 Enhanced app performance tracking to improve overall experience 9.0.0 09/23/2025 New black & gold theme for a premium look & feel
Minor enhancements 8.2.0 08/25/2025 Minor enhancement 8.1.0 08/11/2025 Referral bonus doubled! Invite friends and earn $10 for each successful referral (was $5).
Invite from your contacts: Easily send invites to people in your phone’s contact list.
Share to social apps: Spread the word by sharing invites directly to WhatsApp, Instagram, and more! 8.0.0 08/06/2025 Support added for the launch of our new Starter plan 7.3.4 07/28/2025 Big news—Grow is back and better than ever:
* Unlock a new Grow plan in a few taps: If you've been waiting to return, now's your moment. Eligible users can apply in just a few taps.
* New Card Switch Technology: Seamlessly connect subscriptions and phone plans to your Grow card.
* Fresh Look & Streamlined Design: Clean visuals, smoother navigation, and a better overall experience.
* Pause & Resume Anytime: Full control over your subscription payments, right from the app.
* Minor bug fixes for enhanced stability.
Welcome back—your credit-building journey continues now. 7.3.3 07/15/2025 Big news—Grow is back and better than ever:
* Unlock a new Grow plan in a few taps: If you've been waiting to return, now's your moment. Eligible users can apply in just a few taps.
* New Card Switch Technology: Seamlessly connect subscriptions and phone plans to your Grow card.
* Fresh Look & Streamlined Design: Clean visuals, smoother navigation, and a better overall experience.
* Pause & Resume Anytime: Full control over your subscription payments, right from the app.
* Minor bug fixes for enhanced stability.

Welcome back—your credit-building journey continues now. 7.3.2 07/08/2025 Major Update release with:
- New Card Switch Technology: Making subscriptions & cell phone plans connection seamless
- Clean new look & Streamlined functionality.
- Easily Pause and Resume payments on your subscriptions
- Minor bug fixes 7.3.1 06/30/2025 Major Update release with:
- New Card Switch Technology: Making subscriptions & cell phone plans connection seamless
- Clean new look & Streamlined functionality.
- Easily Pause and Resume payments on your subscriptions
- Minor bug fixes 7.2.1 04/03/2025 Major Update release with:
- New Card Switch Technology: Making subscriptions & cell phone plans connection seamless
- Clean new look & Streamlined functionality.
- Easily Pause and Resume payments on your subscriptions
- Minor bug fixes 7.2.0 03/19/2025 Major Update release with:
- New Card Switch Technology: Making subscriptions & cell phone plans connection seamless
- Clean new look & Streamlined functionality.
- Easily Pause and Resume payments on your subscriptions
- Minor bug fixes 7.1.0 03/07/2025 Major Update release with:
- New Card Switch Technology: Making subscriptions & cell phone plans connection seamless
- Clean new look & Streamlined functionality.
- Easily Pause and Resume payments on your subscriptions
- Minor bug fixes 7.0.1 03/05/2025 Major Update release with:
- New Card Switch Technology: Making subscriptions & cell phone plans connection seamless
- Clean new look & Streamlined functionality.
- Easily Pause and Resume payments on your subscriptions
- Minor bug fixes 7.0.0 03/03/2025 Build credit Fast by 44pts with the Grow Debit Mastercard by leveraging your subscriptions and cell phone plans!
- Bug fixes and performance enhancements. 6.11.1 12/05/2024